do i need boat insurance

{"cid":"91183463","title":"Racht 150A 200A 48V Car RV Yacht Boat Audio Modified Automatic Circuit Breaker Restore Power Circuit Insurance Switch","imgUrl":"https:\/\/img.silkroadsl.com\/nimg\/ca\/52\/81ffe8949716e1c8c3d99b63aab7-200x200-1.jpg","attrs":{"Price":"2~5USD","Brand Name":"JULUN","Model Number":"Circuit Breaker Car Audio Fuse Circuit Breaker Waterproof Power Protection Manual Reset Circuit Breaker","Minimum Order Quantity":"100","Delivery Time":"1~2weeks","Place of Origin":"China","Payment Terms":"T\/T","Supply Ability":"100000PCS\/day","Packaging Details":"carton","voltage":"12VDC 48VDC","Compatibility":"Fits Most Railway Systems","corrent":"30A 40A 50A 80A 100A 120A 150A 200A 300A","Product Type":"Railway Parts EV Audio Car","Material":"Material, Bakelite","Durability":"High","Advantages":"Waterproof, Insulation, Flame Retardant","apply":"Truk Suv Yacht RV Big Ship Car Ev Av"}}